PERSONAL ACCIDENT INSURANCE FOR SCHOOL STUDENTS
INSURANCE BROKERS
Brennan Insurances: 12/14 Lower Mount Street Dublin 2. Tel(01) 639 5580. Fax (01) 639 5590
INSURERS
AIG Ireland Limited
INSURED PERSONS
Those Students at the Insured School that have opted for the cover and for whom the premium has been received by the approved organisers.
OPERATIVE TIME
This means your child is covered 24 hrs a day, 365 days a year.
BENEFITS
| 1 | DeathE25000 | |
| 2 | Permanent total loss of sight of one eye or one limb | E100,000 |
| 3 | Permanent total loss of both eyes or two limbs or permanent total disablement. | E150,000 |
| 4 | Total and irrecoverable loss of hearing in one ear | E30,000 |
| 5 | Total and irrecoverable loss of hearing in both ears | E100,000 |
| 6 | Medical expenses, including dental fees, incurred inexcess of any amount recoverable from any other source. Incurred within 2 years of the date of the accident. | E30,000 |
| 7 | Hospital ConfinementPayable per day providing confinement exceeds 24 hrs and shall continuewhilst confined but not beyond 90 days from the day on which the insuredperson was first confined. | E20 |
AGE LIMITS
2½ to 22 years.
CONDITION PRECEDENT
That the Insured Person is in good health and free from any physical defect or infirmity. If theInsured person has sustained any serious illness or accident in the last five years this should bedisclosed to underwriters.
MAIN EXCLUSIONS
| 1 | Whilst engaged or taking part in Military, Air Force or Naval Service or Operations (otherthan reserve or volunteer Training).||
| 2 | Directly or indirectly caused or contributed by intentional self-injury, disease or naturalcause, suicide, provoked assault or fighting (except in bona fide self defence), or fromthe Insured Person's own criminal act, or whilst engaged or takingpart in civil commotions or riots of any kind | |
| 3 | Occasioned by or occuring while he/she is in a state of insanity (temporary orotherwise).. | |
| 4 | Whilst engaged or taking part in aeronautics, other than a fare paying passenger | |
| 5 | Whilst riding or driving in any kind of race other than authorised school events. | |
| 6 | Whilst riding or driving in any kind of race other than authorised school events.Whilst engaged or taking part in mountaineering or rock climbing (normally involvingropes and/or guides and/or special equipment) outside the Republic of Ireland. | |
| 7 | Consequent on invasion or civil war except whilst travelling outside Ireland.. | |
| 8 | Occasioned during the course of employment of any kind other than an authorisedschool work experience programme (24 hour cover only). | |
| 9 | Any act of Terrorism | |
| 10 | Consequent on War in Ireland, Afghanistan, Chechnya, Iraq, North Korea, Liberiaor Somalia. | |
The above information is a summary only. A full copy of the certificate is available for inspection at the school.
PREMIUM
E 8.00 per person per annum.
